PITI, which is short for "principal, interest, taxes and...

An HO-2 insurance policy is a type of homeowners insurance...

Umbrella insurance, sometimes called personal liability insurance, offers coverage beyond the limits of your other policies. It can help cover the financial gaps and protect your savings and assets in the event you’re liable for damages. Umbrella insurance is not required, but many choose to purchase a policy for greater peace of mind in answering some of life’s...

With so many apparent similarities between the two, hazard insurance and homeowners insurance are often mistaken for the same thing. Standard homeowners insurance policies include hazard coverage, but what about standalone hazard insurance? Here is a basic comparison of hazard insurance and homeowners insurance to help clarify the differences and similarities: Hazard insurance Hazard insurance protects you financially...